PointpesaPointpesaWhether you run a shop, a service business, or an agent line doing cash-in and cash-out all day, Pointpesa gives your customers one number to remember. Behind the scenes, it automatically finds your matching M-Pesa, Airtel Money, Mixx by Yas, HaloPesa, or bank Lipa Namba, so every payment still lands on the same-network number and nobody pays extra for using a different wallet.
No app to download. We'll message you on WhatsApp when it's ready.
Scanned once. Paid any way.
Any Lipa Namba can already receive money from any network in Tanzania today. That was never the problem. The real cost is that a cross-network payment costs more than a same-network one, which is why a shop ends up with four or five Lipa Namba stickers at the counter, one per network, just to keep every customer's payment cheap.
Pointpesa replaces all of those stickers with a single number. A customer scans or dials your Pointpesa ID, picks which network they're paying from inside WhatsApp, and gets automatically routed to your matching Lipa Namba for that network, whether that's M-Pesa, Airtel Money, Mixx by Yas, HaloPesa, or a bank account. They still get the same-network rate. You still keep every number you had before. You just stop needing to remember or display more than one.
This isn't only a shop problem. Retailers, service businesses, and mobile money agents who handle cash-in and cash-out all day run into the same friction, often several times an hour.
It's not that one Lipa Namba can't receive a payment from another network, it already can. It's that doing so costs more. So merchants hand out whichever sticker matches the customer's network, one for M-Pesa, one for Airtel, one for a bank QR, one for Mixx, just to avoid the higher cross-network fee.
Sales, cash-ins, and cash-outs land in four or five separate apps. Closing out the day's books means checking that many phones and screenshots just to add it all up.
When a payment fails, whether it's a sale, a cash-in, or a cash-out, you're stuck calling a hotline instead of getting an answer where you already spend your day.
Tell us your business or agent line name and the networks or bank your customers already use. Takes about two minutes on WhatsApp.
We send back a single QR code that you stick at the counter. It's the only one you'll ever need.
Every sale, whichever network it came from, shows up as a message with the amount and a running daily total.
We're onboarding a small group of merchants and mobile money agents first. Sign up and we'll reach out on WhatsApp when it's your turn.